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    is there any way to get out of my t-mobile contract?? or even try and help !!!?

    I have been a customer for over 5 years. I always paid for insurance and over the 5 years never made 1 claim, a few months ago my phone was stolen which I then had to claim my insurance, t-mobile then charged me £45 for this (not including postage etc) and sent me out another HTC (2nd hand)...
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