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Bank A has an annual effective interest rate of 10%. Bank B has a nominal interest rate of 9.75%. What is the minimum frequency of compounding for bank B in order that the rate of bank B be just as attractive as bank A?

I was wondering if I should get a plastic case or leather case.. I like the feel of leather but I'm guessing it will be a pain to use (having to flip open the leather case everytime I want to answer a call). Are there any good cases which I should consider getting? Are there plastic cases with a...

Right now they let you have a $20 plan for a 3 yr contract for the HTC Desire which is a smartphone. I don't want to be screwed over if after a while they make me change my plan to a smartphone plan which is overpriced.