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Hi, just wanted to ask for advice. I rented a room for my small within a shop but things did not work out as planned due to the recent recession and I had no income coming in from the business to survive. I fell into 3 months arrears and had to close down the business. my business landlord...

...afford a lawyer? i have a court date coming up soon and its for a credit card non-payment so what do I need to know about that. Like tips or notes to take in order to be ready because I receive social security and its the only income that i have for right now.