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So I want the droid eris, and I have a few questions. What are the apps and widgets like and are most free or pay? Do you need internet to use downloaded apps and widgets? What is android os and how does it compare against other 3g phone os. Do I have to pay to connect to wireless internet that...

I have a non-collateralized loan ($200K) in my personal name used for my small business. I cannot make the payments any longer. I know this is going to court. I am in Florida, so my house and head of household income are not touchable. Other than that I really do not own anything - maybe...