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Monthly payment for every $1,000 financed: 0.0% for 36 months = $27.78; 0.0% for 48 months = $20.83; 0.0% for 60 months = $16.67. So if it's 0% for 36 or 60 months, why are there different monthly payments? And wouldn't it make more sense that someone who chose to pay over 60 months would...

Any help here? I'd like to take it out to ride! The back brake/wheel works fine...the front one won't even turn! It's stuck and won't move