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I've downloaded a ringtone from zedge.net that I cannot get to work as a ringtone on my phone. It's an mp3 (same as all my other ringtones) and it was in the category of compatible downloads for my model of phone. I can listen to it just as a music file but when I select "Use tone", I get an...

My mom died of cancer in January, 1999 (I was 11 years old). She had a life insurance policy through her workplace which put aside $20,000 that I should have gotten at the age of 18. My father (who abused me my whole life) asked me in May 1999 if he could "borrow" the money to make a down...