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When it's time for a raise, and I do well enough to deserve a raise, can the employee here in Nova Scotia NOT give me a raise, and instead use the min. wage hike AS my raise? (Example, I was due for a ten or so cent raise, when min. wage went up to $9.25 for everyone in the province, I wasn't...

My grandmother is almost sixty years and she does not have a life insurance policy. We were talking and I asked her what she had in place in case of a situation. She said nothing. Her plan is for us to sell her house and split the money.