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I have no credit card or department store card or secured credit card. I have a joint account with my spouse and I only use a debit card for payments. Until recently I did not have my own bank account. I opened it cos I feel I need to start building a credit history of my own. I haven't checked...

I learned a few years ago in an Ethics and Social Responsibility class that most electronics, computers and mobile phones have a component that is made using slave labor. I'm not sure whether it's an element that is mined or something else. But I'm sure that such a thing exists and that slave...