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...Toyota 4 runner? have a 1997 4 runner...... grinding noise in rear wheel. told it was a possible problem with the bearings being worn. said it was dangerous. said it could possibly be the inner or outer bearings but if inner, am I looking at a $400 bill here ? Anyone know of these things...

you can claim bankruptcy ? I know I am losing my job in 3 weeks due to a layoff. I am going to have to claim bankruptcy, I know, becuz I have a ton of credit cards and will not be in the position to pay them. A friend suggested a local lawyer to me but also said that he thought I'd have to...