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Im after a bluetooth headset that has one ear piece and goes over ur head, not the ones that clip on ur ear.. Ive currently got the nokia stereo bluetooth one which is great but i need one with one ear not 2. Any suggestions?

Is anyone else having an issue with this, when i call people they can barely hear me.. is there anything i can do to fix this?

Need some advice... i want to get a brand new car, i have a home loan for 155k owing, interest rate for home loan is 6% a personal loan is 8.24%.. what do i do???