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If you need them for school, take them. They are the best form of loan, and Obama will be fixing them to be even better soon. Almost every student takes them. Private loans will massacre you, and these ones are kinda like the "good loans" even though loans do suck. I took mine. And it was a...

You'll probably get a decent amount. How much do you make a year? Since you have no parents, I assume, then you should be filing as a Dependent, am I correct? Talk to your school. When did you file? When did they receive it? If you call them up, they may at least be able to give you an...