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I havent paid on my credit cards in nearly three years. it will be three years january 2011. I'm filing bankruptcy and should have the completed in about a month but every paycheck i'm afraid to open that i will get a wage garnishment and i cant afford that seeing as how much i just paid for...

I havent paid on my credit cards in nearly three years. it will be three years january 2011. I'm filing bankruptcy and should have the completed in about a month but every paycheck i'm afraid to open that i will get a wage garnishment and i cant afford that seeing as how much i just paid for...