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I am getting a couple of Verizon cell phones for business. I want to flash them so that they can be used for cricket. Is there a way of doing this on my own? Are there books I can read to learn how this works? Also I want to be able to Unlock cell phones like Tmobile phones so that they can work...

I am currently unqualified for federal loans. I am looking into private student loans as an option for funding half of my college tuition costs. could anyone help me know which bank to go to? What are the fair interest rates? what should I avoid? what is the best deal for my money? Please offer...