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That's a lot of questions in one. You can google each part of the question but bear in mind that different does not always mean worse.
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If we do your homework for you, you are cheated of the learning you would have.
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It means an insurance scheme on a not for profit basis that is or can be made affordable to anyone who needs it.
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The Canadian Government suggests that you don't need a lawyer, you can do it all yourself.
We did.
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You take them to the interview.
