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...is not up to par? My credit is ranked from 588-640 (depending on which one of the three you pick). I have paid on time on the car I have now for two years and am happy it went up..Yes, it used to be worse. I have a steady job and have the payments taken out of my bank account each month...

...is not up to par? My credit is ranked from 588-640 (depending on which one of the three you pick). I have paid on time on the car I have now for two years and am happy it went up..Yes, it used to be worse. I have a steady job and have the payments taken out of my bank account each month...