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I have to have a hysterectomy, and have no health insurance. My husband's income is "too much" for us to qualify for any kind of state insurance. We do receive a sliding scale at my doctor's office (they take 25% off my bill). Is there any kind of financial aid out there to help families that...

I am 28 years old/non smoker/good health/no existing health conditions. I am looking into get a life insurance policy. I am more inclined to get a term life insurance, but I heard about this ROP(return of premium)., do any of you have any advice regarding this kind of policy. Also which...