Recent content by Wise Idiot

  1. W

    Is this the equation for how the periodical payment in a fixed-payment mortgage is calculated?

    r - the annual interest rate m - number of times interest is compounded in a year N - duration of mortgage (in years) P- Principal amount FP - fixed payment that is payed in every period) m*N*FP = (r/m)(P) + (FP-((r/m)(P)) + (r/m)[P-(FP-(r/m)*P)] + [FP - (r/m)*(P-(FP-(r/m)*P))] + ...., each of...
  2. W

    Why does the image of autumn make me feel depressed and why does it also sound like...

    ...Chopin's valse brilliante? it's like an overly heightened sense of maturity, like I'm a piece of dead wood, just standing and petrified. This is how I feel most of the time. Just like a passive observer.
  3. W

    Why am I not intrinsically motivated to pursue my education?

    I think confucius said if you do something, do it with your entire heart. And I only have a fleeting interest in the subject matter. That is, I'm not willing and interested to study for it until the last minute.
  4. W

    How can I value my education?

    I'm finding it really difficult to find the value of my education. I'm right now 20 years old. I still have a lot of skills to develop, mainly personal. I'm guessing a job might be of some use. What are some thoughts on this?
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