Recent content by Sayaka

  1. S

    Does a creditor (ie utility company Verizon) have to respond to my request for validation according to FACTA?

    I have a inaccuracy on my credit report. There is a Verizon Penn account posted as charged off. That is impossible considering I have never had any verizon account. I'm a college student and I live with my father. So I disputed the account with the Credit Bureaus but Verizon didnt remove it.When...
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